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Payment gateway functions

Your payment gateway will take some time and expertise to configure. Once it is configured, however, it should be secure and should cut down on manual work. It should:
  1. Receive and process information from Web forms directly to you
  2. Provide online validation of credit cards
  3. Ensure secure communication between you (the merchant) and the merchant bank
  4. Provide easy-to-read billing statements
  5. Automatically deposit funds into your bank account
  6. Allow several different options, including the use of CyberCash, digital wallets, SSL, or newer methods
  7. Allow users to conduct transactions without having to modify their normal browsing habits radically or know about the complexities going on behind the scenes